In many cases physical membership card, gift/scratch-card or purely virtual ‘card’ is more relevant for authenticated access and micro-payments than a sign-up and subscription requiring a valid credit card. Pre-paid card data is used by a new client during his first access or payment to the premium web-site along with his valid e-mail. Client digital ID (key) is stored in a ‘cookie’ on his personal computer and provides seamless access and payments until it expires or the card value is completely used. If the same card is used for access or payments from a public computer the digital ID is not stored on it. Verification and recovery procedures use e-mail as a true identity of the client and provide overall level of security sufficient for most web-based services and applications.
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Posted by: Jordan | January 30, 2012 at 06:05 PM